Fly Features

Money And Relationships (Guest Feature)

By: Ryan of Smarter Wealth
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Money can make or break a relationship. In fact money is one of the major causes of divorce in the world today. Many couples will argue and fight and even get bitter at their partner over financial issues.

I have been with my girlfriend for over 2 years and we have made a consistent effort to work together when it comes to money. We have had some difficulties when it comes to money, but overall we have a healthier relationship because of the way we decided to act about money.

If you want to have a great and long lasting relationship then you need to resolve this issue of money with your partner and you need to work together to reach your financial goals. Once you begin to work together you will find more and more that money is not a problem to tear your relationship apart but it is actually a tool to help keep your relationship healthy.

Here are some important first steps you will need to take as a couple to deal with your financial issues:

1. There are More Important Things than Money
Money is not the most important thing in your life. Money, though great, will never make you truly happy. It is through relationships which we find our greatest fulfillment. No one sitting on their death bed ever says “I wish I had more money”, instead they say “I wish I had a better relationship with …” Money is not the most important thing in life and this should be true for our relationships. When money becomes a focus in the relationship you know that there is a problem. Shift your focus off money and onto more important things.

2. Sit Down and Discuss Your Goals
If you are having trouble with money in your relationship (or even if you haven’t) then it is important to sit down together (without distractions) and talk about money. Talk about the way you view money, what you want to use money for, what your financial goals are etc. Try to understand where the other person is coming from. Embrace similarities in your goals and work through the differences.

3. Honor the Other Person
In everything you do with your finances try to honor your partner. Don’t do things behind their back that you know wouldn’t honour them. For example, if me and my girlfriend want to save up for our wedding (we will be engaged shortly so this is a future example) then if I went out and spent all my money on gadgets and junk then she wouldn’t feel honored. When you become selfish with money problems will begin to rise.

4. Learn to Compromise
Learn to compromise on your goals and your visions. Don’t be so fixed on what you want that you try to destroy all of your partner’s dreams and goals about money. For example, my girlfriend wants to do property developing in the next few years. Personally, I don’t. I want to invest into my online business. But I will compromise and save money so she can do property developing which is her dream. By releasing her into her dream she will release me into mine

5. Be Generous

The life of a generous person grows larger and larger. Make a decision to be generous to each other constantly. Me and my girlfriend will always shout each other meals (shout: Aussie term for pay for someone) when we go out. We overall I end up spending the same amount on her as she does on me so it cancels itself out, but the spirit of generosity makes your partner (and yourself) feel valued in the relationship.

Now I just wanted to share with you a few ideas I personally use to use money as a tool for building my relationship with my girlfriend:

* We pay for each other at breakfast/dinner/lunch
* We buy each other flowers
* We buy each other presents
* We plan special date nights for each other each week (one week she will plan and pay for one, the next week I will and so on)
* We help each other out if we are in a tight spot (if she runs low on money one month I will lend her a couple of hundred)
* We teach each other about finances (she is always, always, always teaching me about being generous with finance, I am always teaching her to budget and save)

So stop making money a wedge in your relationship and instead unite and work together to make money work for you in building the best relationships possible.
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Nice suggestions. So here’s my Fly Question for the Day:

Has money ever caused a strain on your relationship? If so, let me know what happened, and how it was resolved.

Up For Discussion

Comments are disallowed for this post.

  1. 1


    Mz. Chief Mz. Chief

    Those were some good suggestions. I need to pass these on to a few people that are close to breaking up because of money. I try to make sure that money isn’t an issue in my relationships. I honestly don’t even really like a man to pay for me. That way, it never becomes an issue. Especially if he starts struggling for any reason.

    Thursday, July 24, 2008
  2. 2


    B.C.

    @Mz. Chief

    Making a big deal about a man not having to pay causes a strain too. There’s a way to do it, but a lot of women want to make a scene about it, and prove that they don’t need a man to do anything for them. This can leave us feeling some type of way about you.

    Thursday, July 24, 2008
  3. 3


    Davey Boy

    amen B.C.

    alot of women don’t get that

    Thursday, July 24, 2008
  4. 4


    Cherish Cherish

    I agree with you 100% B.C. but I also feel like it depends on each relationship. In some relationships men WANT to be the sole provider, they want to be the HNIC so I feel thats as a provider you should always provide since thats the role that you want to play. I feel if you mutually decide that you want to be in a 50/50 relationship then thats fine too. I agree with FG when he says youneed to sit down without distractions are discuss long term goals. In my relationship there isnt a sole provider but its also not always 50/50. We take things a day at a time, if you have it and I dont then you take care of it and vice versa. There have been many times when he will hold the household down for months and I wont have to come out of pocket at all and he is not looking for me to do the same for the next 3 months, we just take everything a day at a time.

    Thursday, July 24, 2008
  5. 5


    songbird songbird

    I’ve seen money be a big issue in many a relationship. It’s a fact of life, and it sucks that so many people are ashamed or afraid to talk about it. People are afraid of looking superficial, like a gold digger, etc. when they shouldn’t be. Especially if you’re moving into a commitment like marriage with someone, you have every right to know about their financial health, and vice versa, and talk about your financial goals and how to achieve them.

    With my ex-fiance we had money troubles, but really the money problems were a reflection of emotional and other issues in our relationship. For example, he got annoyed whenever I spoke about my dreams (big house, luxury car, vacations, etc.), and said it was me being uppity to want the things I want - why do my dreams have to be so grandiose. But yet when he spoke about his dreams (which were the same, just coming out of HIS mouth), it was okay because it’s about a brother trying to raise up from poverty. And then the kicker… hiding his paycheck stubs from me so I wouldn’t see the child support payments from an illegitimate child borne while we were together! And I wondered why he couldn’t afford things all of a sudden… A hot mess, I tell ya…

    Thursday, July 24, 2008
  6. 6


    songbird songbird

    @Cherish,

    I agree, I think whatever works for you, works. I’ve seen couples who like FG share the responsibilities 50/50, couples who handle it like you, and others, like my parents, who pool all their money together so it’s not a “my money” “his money” deal, its “OUR money”, so who pulls out the credit card at dinner it doesn’t matter, because you’re both paying for dinner, essentially. Like FG said, open communication on the topic is key. Know where you both stand, know each other’s goals, and both make a commitment to support the plan.

    Thursday, July 24, 2008
  7. 7


    The Fly Guy The Fly Guy

    @songbird, I appreciate you trying to give me credit for this, but I didn’t write it :-)

    It’s from a guy named Ryan over at Smart Wealth. I’m not sure if I could have gotten through an entire article without at least one joke…lol

    Thursday, July 24, 2008
  8. 8


    Reina Reina

    My financial independence has been an issue in a past relationship. I like nice things, and my bf could not always afford them. That was fine with me. It never diminished him in my eyes. I just obtained them myself, but it apparently bruised some male sensibility. Our salaries were similar. I just had less responsibilities than him. He would’ve rather I waited around for him to save up for it, which was sweet. But I didn’t need nor want him scraping up money for me. I didn’t know how to handle it. Didn’t want to damage his ego, but I wanted my shoes! Finally, I just stopped telling him when I wanted things, but our relationship was always strained when it came to finances.

    Thursday, July 24, 2008
  9. 9


    The Fly Guy The Fly Guy

    @Reina,

    So I take it, it wasn’t a peaceful resolution to that problem?

    Thursday, July 24, 2008
  10. 10


    Davey Boy

    @Reina,

    So when you were telling him that you wanted certian things, unconciously you were implying that you wanted him to get them for you right?

    Thursday, July 24, 2008
  11. 11


    Reina Reina

    Nope. I’m spoiled and I like nice shoes. Once I started not telling him, I felt like I was playing poker constantly. If we were out and I saw something, I had to school my features to pretend like I didn’t want it. And then go back to get it late. I was beyond flattered and touched that he wanted to do things for me, but I’m not really good at denying myself things.

    Thursday, July 24, 2008
  12. 12


    Tubbs Tubbs

    @Songbird

    Dayum! You and dude had major issues! Money was the least of them. Dude had a baby, and then was secretly paying child support behind your back??? In the immortal words of Flava Flav, WOOOOOWWWWW!!!!!!!

    Thursday, July 24, 2008
  13. 13


    Davey Boy

    @Reina, I feel that. So I’m guessing that you made more money than him. Was he insecure about that too?

    Thursday, July 24, 2008
  14. 14


    Reina Reina

    @ Davey:

    No. I never asked him to buy my things. Like I stated, I was aware of his responsibilities. He wanted to do it, but couldn’t always afford to do it. If I didn’t mention and just bought it, he got upset. If I did mention it, he’d scrounge and maneuver until he could get it.

    Thursday, July 24, 2008
  15. 15


    Reina Reina

    No, we made about the same. I just had less responsibilities. We also grew up differently. Me: gated community in the suburbs. Him: in the hood. So our financial point of view differed as well.

    Thursday, July 24, 2008
  16. 16


    Bahama

    Money is a funny evil thing. The love of it, the desire for some to always have it. I can see why it could cause a strain on any relationship. But to answer the question, no.

    Thursday, July 24, 2008
  17. 17


    Tubbs Tubbs

    @Bahama,

    LOL…every time I notice a comment from you, you always answer no to the questions FG poses. And then you follow up with “love sucks”. What gives? It doesn’t seem like you’ve gone through the real bad stuff, but you always talk about how love sucks? Am I missing someting? LOL

    Thursday, July 24, 2008
  18. 18


    Davey Boy

    @Reina
    So was that the reason you broke up?

    Thursday, July 24, 2008
  19. 19


    Bahama

    LOL Tubbs! LOL

    i’m sure i might have answered yes once or twice. And trust me I have gone through some uh rough patches. My ex sleep with my cousin before we meet and didn’t see it fit to tell me. Needless to say i chucked deuces. And granted I’m young and haven’t really been in too many ’ships but the males in the country I’m in now aren’t the best. And i just get the feeling i am going to be single for a while. So right now for me love and relationships suck.

    Thursday, July 24, 2008
  20. 20


    Reina Reina

    @ Davey:

    No, we broke up for a different reason. Regarding finances, we finally agreed to let me help with his responsibilities.

    Thursday, July 24, 2008
  21. 21


    Tubbs Tubbs

    His responsibilities?

    Thursday, July 24, 2008
  22. 22


    Tubbs Tubbs

    scratch that last comment, that was probably too personal.

    Thursday, July 24, 2008
  23. 23


    Davey Boy

    @Reina, oh ok. I understand

    Thursday, July 24, 2008
  24. 24


    Tarrilyn

    Money has always been an issue with the men I date. Either they make a lot, and think I’m after it; or they don’t, and think I’m judging them because of it.

    Thursday, July 24, 2008
  25. 25


    Cherish Cherish

    @ Bahama
    Lmao at the males in that whole country arent the best.

    Thursday, July 24, 2008
  26. 26


    Bahama

    lol Cherish..they aren’t though..and it’s sad. depressing actually

    Thursday, July 24, 2008
  27. 27


    chrissy snow

    man oh man FG you opened up a can of worms with this one, hubby and i stay into it bout money, cause i give more than i get, i have no clue why he is like this, but he a snake in the grass when it come to money, it could be cause he just come from that kinda background and he had to get over in order to survive, iono, but we been together for 11 yrs now and he still don’t get that he ain’t gotta lie, trick, manipulate, none of that to get me to give, if i got a dollar, it’s his, simple as that, he don’t have that same attitude, i really can’t ask him for shit when it come to money it’s gon be some mess, so i just say screw it and never ask….it took me yrs to learn that for whatever reason, he will never change, so i had to tell myself look girl he love you he just got issues with money, so either get wise, or leave, i got wise, what’s mine is mine and what’s his is his, he pay certain bills, i pay certain bills, it shouldn’t have to be that way but he makes it like that i was never a money hungry gold digger, and matter fact yestreday i gave him a freaking 100.00 bill just for GP he ain’t have to ask, i did a hustle, gave him some money, now if he did a hustle, he wouldn’t give me shit……i know yall prolly like WHAT??? but that is just the way it is, i used to be hurt, frustrated by it, but i learned and however backwards it sounds that is the reality in my life…..i never really had a man to just say baby i wanna look out for you, i got you whatever it is you don’t have to ask, imma spoil you, i have no clue what that is like, lmao damn that sounds sad when you think bout it ain’t it….

    Thursday, July 24, 2008
  28. 28


    songbird songbird

    @Tubbs, Yeah. Issues. I could write a hit movie script on this drama. It’d be a blockbuster, that’s for sure. That’s why he’s an EX and I’m single again…

    Thursday, July 24, 2008
  29. 29


    songbird songbird

    @FG: sorry ’bout that assumption, there. I obviously wasn’t paying attention - wasn’t your writing style at all! And an Aussie? I don’t know how I missed that one…

    Thursday, July 24, 2008
  30. 30


    Cherish Cherish

    @ Chrissy
    I feel what u sayin girl and from the outside lookin it one would be like damn thats f-ed up but we would never know what goes on inside of that relationship, like yall may have some type of agreement that thats the way yall gon work out the relationship. Rules in every relationship varies…

    Thursday, July 24, 2008
  31. 31


    Cherish Cherish

    @ songbird
    I was thinking the same thing but you know nowadays, stuff like that happens everyday, men are just as scandalous as women

    Thursday, July 24, 2008
  32. 32


    The Fly Guy The Fly Guy

    Yeah songbird. You were trying to marry a brotha off I see…lol

    Thursday, July 24, 2008
  33. 33


    Heard It All B4 Heard It All B4

    Ok this is def a point that hits home with me. I had a career my ex had a job if he even kept that! It got even worse when I switched companies and made more money it was like he thought he no longer had to work. The new job made it easier on me to handle the bills but he never pulled his weight. I was paying all the stuff I had before I met him plus all the stuff accumulated with him being there. Even down to the car insurance, cell phone, mortgage, health insurance, cable, phone, you name it I paid it. How did it end - DIVORCE, I am not taking care of a grown man!

    Thursday, July 24, 2008
  34. 34


    Jolie LaBelle Jolie LaBelle

    I mean Damn, these are age old relationship issues. It’s about as old as paying for sex. Somebody needs to start gettin’ it right. Each relationship is different, pay as you go…lol

    Thursday, July 24, 2008

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